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Bogdan I

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Review of the Monzo, Flex Purchase credit card:

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Flex is amazing. Monzo is my one and only bank.

Have had Monzo for years and was offered the flex. It is what kept me with them because it just offers a lot of flexibility with splitting payments and the interest is fair. I like that i can also not pay interest if i split in less installments and can defer a payment until only next month. Lots of information provided as well including upcoming payments which helps me budget before i get my payslip. Reviewed on: 9th February 2026

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