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Review of the RAC, Breakdown Cover:

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Good professional service - best prices are for new customers / through Tesco vouchers/

The RAC as you'd expect has a good level of service. When I needed them broken down on the motorway, they arrived promptly, repaired the car quickly and gave good advice on what to ask my local garage to do. In some ways frustratingly, you can get great deals as a new customer - especially if you're familiar with topcashback or quidco. Subsequent years' deals aren't so good. You can play this system slightly by changing each year (say to and fro with the AA). If you have enough Tesco Clubcard vouchers you can also get discounts year on year though. (Look at their Clubcard Boost section online). Reviewed on: 16th August 2015

Review of the Nationwide, FlexPlus:

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Very good for a packaged account, though as with any packaged account think carefully to decide if the benefits are worth the cost.

Nationwide's FlexPlus account is possibly the best packaged bank account on the market right now and could save you significant money. However, for most a fee-free bank account is probably the best option. It's biggest pluses in my opinion are the fee free overdraft for 3 months, European breakdown cover, worldwide family travel insurance and fee European ATM withdrawals. If you're planning a car trip to Europe by ferry or channel tunnel, then this account is perfect. There's also no minimum time you need to keep this account, so if circumstances change you can downgrade to Nationwide's fee free normal flex account. Other benefits include extended warranty cover on selected purchases and mobile phone insurance. A very good account for some, but do the mathematics on benefits versus the £10 / month cost. Reviewed on: 16th August 2015

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