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Jona

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Review of the Moneybox app, Lifetime ISA:
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Perfect app to build your wealth, even on low income!

5
I've been using Moneybox for my LISA for the past three tax years, soon to be four, and as a minimum wage worker I'm astounded at how easy it is and beneficial to grow your savings this way as I push for my house deposit! Every pound earns interest so if you max out like I have, in just four years you'll have £4,000 of free money, and that's without the standard interest you'll receive paid daily as well! The app is so easy to use and has lots of helpful tools as well, my favourite is the 'future projections' feature that shows you how much you're likely to have in your account in the future based on your past savings habits; it really inspires me to stay consistent with my saving amounts as I aim to push for more in my account in the future. They also have free mortgage advice too so when you're ready, you can get connected to an advisor on the same day who can help you at any stage of your house buying journey. All in all it's a fantastic app and as it's FSCS protected, you can rest assured your money is just as safe with them as it is any other high street bank. Thankyou Moneybox for showing even those of us on the lowest incomes can still grow their money over time! Reviewed on: 26th February 2026

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