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Review of the Tembo Money, Cash ISA:

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Straightforward and competitive product.

Straightforward to open online and it was a competitive interest rate compared to other providers. Sadly the interest rate has constantly gone down over the past year but that’s not Tembo’s fault. I haven’t had occasion to use their customer service but their monthly emails have been interesting and informative and, as one would expect, they have alerted me every time the interest rate has dropped (sadly too often!). My only and very slight quibble as that I keep being sent adverts for lifetime ISAs, which I am not eligible for and general mortgage products, which I am not interested in but this is hardly of major importance. All in all I would recommend Tembo as a safe and market leading brand. Reviewed on: 5th March 2026

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