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Review of the Monzo, Under 16s account:

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Easy to monitor but gives independence

I have opened two child accounts for my two children. Monzo allows me to keep a close eye on what they are spending their money on, but also allows them the independence of having their own account and card. I particularly like the notifications when my child uses their card. It is also extremely easy to transfer money into their account and share a link for someone else to do so too. Overall I really think the Monzo under 16’s account is perfect. Reviewed on: 6th March 2026

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