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Dan S

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Review of the Monzo, Current account:

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I was introduced to Monzo by a friend.

I was introduced to Monzo by a friend. He boasted about being paid one day early. Something I didn't understand. I started my current account, swapped all my accounts to Monzo. Upgraded my account twice, raised my overdraft level, took advantage of all perks available. I get access to current mortgage money owed. I can view my credit score through two different companies. It is so easy to ask people for money when selling via a link or QR code. I then opened a business account. I added Monzo's Flex card (credit card) to complete my money availability. It has a brilliant choice of how you pay back money owed, as you can change the payback time from next payday, to months in the future. The app can be personalised to move/ hide different money sections you want on show. You can add "online" vertical cards for added security. Monzo is a brilliant bank. So easy to use, with the latest technology to move around money. Reviewed on: 8th March 2026

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