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Review of the Lendable, Personal loan:

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Great when I first got my loan never missed a paymen...

Great when I first got my loan never missed a payment yet will not give me another i understand it can go off credit score but with yourselves iv never even had a late payment I feel its unfair Reviewed on: 18th March 2026

Reply from Lendable Hello, Thank you for sharing your feedback. We completely understand the frustration of having a perfect repayment history with us and then being disappointed by a decline on a subsequent application. At Lendable, every application is treated as a fresh assessment. While your excellent track record and reliability as a current customer are very positive factors, our policy requires us to look at the full financial picture at the time of each new request. This includes reviewing real-time data from credit reference agencies and current affordability criteria. Because external financial circumstances and lending standards can change, an application may be declined even if all previous payments were made on time. This approach ensures that we are always lending responsibly and protecting our customers' long-term financial health. For security and privacy reasons, we cannot discuss the specific details of your credit assessment, the reasons for this decision, or your account history on this public forum. We are committed to maintaining the total confidentiality of your financial data. We would be happy to discuss our decision-making process with you more specifically in private. Please reach out to us at [email protected], and a member of our team will be available to assist you. Best regards, The Lendable Team Response date: 13th April 2026

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