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Review of the Nationwide, FlexDirect:

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Good interest but only up to £2k

This is a good bank account to use if your balance is usually below £2,000, as it offers a great interest rate of 5%. It would be even better if the interest threshold was higher - like the Club Lloyds account which offers 4% on balances up to £5,000, or Santander 123 which offers 3% on up to £20,000. Overall, I have been happy with the account. Reviewed on: 26th August 2015

Review of the Lloyds Bank, Club Lloyds Current Account:

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Best interest rate on £5k

I have had a Club Lloyds account for around 6 months now. I was attracted to the account because it offers 4% interest on balances between £4,000 and £5,000. It's been a great day to day account and I receive around £14.00 interest per month from keeping it topped up with a balance of £5,000. I also received a pack of free cinema tickets for vue cinemas as an annual 'reward' for holding the account. I haven't had any issues that have required me to deal with Lloyds customer serv... Reviewed on: 26th August 2015

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