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Steve M

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Review of the PayPal, PayPal Credit:

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Good but you need to keep on top of it.

Always know the terms before you start the loan. Reminders that a payment is due shortly very useful. I have had a issue where my credit score now shows a missed payment which I could not recall even having done so and I have never been charged a late payment fee but got nowhere with Paypals customer services do eventually gave pursuing it. Not happy that it seems to sit on my credit score for 4 years though ! Reviewed on: 6th April 2026

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