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Review of the PayPal, PayPal Credit:

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PayPal credit is a life line

PayPal pay credit option has been really helpful when I need something but am close to pay day or running low in cash. I really like how they’ve brought out a credit card and debit card recently to maximise use across retailers and methods even physically in shops rather than just virtually (online shopping). Be aware of interest rates and repayment amounts that slightly increase on minimum payment linked to how much credit you use. Interest rates could be better considering cost of living as a whole in the UK. Reviewed on: 7th April 2026

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