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Iraida

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Review of the PayPal, PayPal Credit:

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Convenient but expensive if not careful

I have had a mixed experience with PayPal Credit. It is easy to use and convenient for spreading payments, especially for online shopping. However, I found the interest rates quite high if you don’t pay on time. Customer service could also be improved, as it can take time to get help. Overall, it is useful but you need to be careful with repayments. Reviewed on: 7th April 2026

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