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Review of the PayPal, Pay in 3:

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Convenient and sensible way to pay

I find this a very convenient and sensible way to pay for bigger purchases, as an alternative to a credit card. I like this payment method as it allows me to spread my spending across three months, does not charge me interest, and all the details are housed in one place in the app and easy to keep track of. Pay in 3 is an excellent innovation and because I trust PayPal and their consumer rights protocols - for example, the protection they offer around refunds for faulty goods - having this option added on is a great way of making further use of a trusted brand. Reviewed on: 9th June 2026

Review of the Zopa, Personal loan:

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Great rates and great app

Great experience requesting a personal loan for vehicle purchase from Zopa. Excellent competitive rate offered, along with a convenient and quick application process. The app is very user-friendly and makes tracking repayment progress easy and quick. It's great that all details are included in the app for quick reference. Overall I'm very happy with Zopa so far. Reviewed on: 15th April 2026

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