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Ellis S

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Review of the PayPal, PayPal Credit:

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Used for years and no issues until recently.

The only negative I can say about Paypal credit, is that sometimes it can trip up the payment priority when you have multiple lines of credit such as various promotional based ones (4 months+) and non-promotional ones (under £99 purchases) that act like a normal line of credit that need to be paid off by the end of the month. Research online shows, it should automatically deduct any payments from the non-promotional lines of credit first, in my current case it is not doing that. To be able to avoid interest, I’ve had to sell a lot of stuff on eBay to be able to afford to pay off my promotional item, to be able to start deducting money from the non-promotional stuff on the account! Reviewed on: 16th April 2026

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