Manuela G's community profile page

Write a review

Go to business site

Viewing profile for,

Manuela G

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (1)

Review of the Countingup, Business account:

View on product page

Countingup Business Account Review (UK)

Countingup is a UK-based business current account combined with built-in accounting software, designed primarily for freelancers, sole traders, and small businesses. It aims to simplify financial admin by bringing banking and bookkeeping together in one app—and for many users, it does exactly that. One of Countingup’s strongest features is its all-in-one approach. Unlike traditional banks, it automatically categorises transactions, calculates taxes, and generates real-time profit and loss insights. This is particularly helpful if you’re self-employed and want to avoid the hassle of separate accounting tools like QuickBooks or Xero. The app is intuitive, clean, and easy to navigate, even if you have limited financial knowledge. The account setup process is quick and straightforward, often taking just a few minutes. There are no credit checks, which makes it accessible for new businesses. You also get a UK sort code and account number, along with a contactless Mastercard, allowing you to operate just like with a traditional bank. Another major advantage is automation. Countingup handles VAT calculations, expense categorisation, and even generates invoices directly from the app. For tax season, this can save hours of manual work and reduce the risk of errors. It’s especially useful for those who want to stay organised without hiring an accountant early on. However, it’s not without drawbacks. Monthly fees apply depending on your usage, which may feel limiting compared to some free business accounts. Additionally, while it covers most basic needs, it may not offer the depth of features required by larger businesses or those with more complex accounting requirements. Customer support is generally responsive, though not as extensive as some high-street banks. Also, since it’s a digital-only service, there are no physical branches, which could be a downside if you prefer face-to-face support. Overall Verdict: Countingup is an excellent choice for freelancers and small business owners who want a simple, efficient way to manage both their banking and accounting in one place. Its automation features and ease of use make it stand out, especially for those just starting out or looking to streamline their finances. Reviewed on: 16th April 2026

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.