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Alexandra Sandra

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Review of the Zopa, Current account:

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Good savings rates and easy to use

I’ve been using Zopa for almost a year now and overall my experience has been very positive. The app is easy to use, transfers are quick, and the savings rates are competitive compared to traditional banks. I mainly use it for saving and moving money from my main account, and everything has been smooth and consistent. I also like the flexibility of their accounts, especially not having to lock funds long-term. Recently, I’ve noticed updates to their terms and some tax-related adjustments due to interest earned, which is expected when your savings grow. It would be helpful if these changes were explained a bit more clearly in-app. Overall, a reliable option for saving with good rates and a simple user experience. Reviewed on: 16th April 2026

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