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Review of the Zopa, Current account:

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Zopa has become the new Monzo! But better.

I’ve started to slowly my banking across to Zopa after hearing about this online. I really like how there are multiple pot options and such fluidity when moving from one to the other. I also love the ease of use for the GIA I’ve opened to. And the open banking element allowing me to draw from or send funds to my linked accounts with other banks is honestly great. I bank with a lot of different banks, legacy banks and fintechs and Zopa is actually my new favourite and I didn’t think Monzo could be beaten. Reviewed on: 16th April 2026

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