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Review of the Alphera Financial Services, Alphera Hire Purchase:

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very slow, do not refinance

I was with Alphera for HP for 4.5 years without a problem until I decided to sell my car and buy a new one. They were quick to quote on the outstanding balance and the refinance for the new car. However, after I paid my loan off, I was unable to sell my car as it still showed outstanding HP. Phone calls back and forth and still not settled. Wonder when it finally shows that I did pay it off and to be able to sell my car. Waiting game. It's been 10 days since I asked to refinance my car. Only the person who deals with my case can handle everything and is not in every day. I was getting so frustrated with their snail like pace in processing my finance that I decided to get a loan from the dealer with the same APR. This was dealt with withing 15 minutes and I can now collect my car. Reviewed on: 10th July 2019

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