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Review of the Monzo, Current account:

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A good start, but everyone else is catching up

In terms of being friendly and accessible, Monzo wins hands down. Unfortunately, the app is plagued with bugs and things changing at the whim of the company, which is really starting to make me reconsider who I stay with. The fact that foreign payments don't have additional charges is a major factor for me staying though. However, high street banks are catching up in functionality and more reasonable fees, so it might not be long before Monzo are trailing behind. Reviewed on: 25th November 2019

Review of the Hastings Direct, Car insurance:

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Essential product: cheap, no frills, limited

I haven't had a lot of issues with Hastings, but I've not had a crash since I joined them a little under a year ago. Unlike every other insurance company I've had in the past, Hastings Essential doesn't allow you to drive other peoples' cars with 3rd party cover only, which is a bit limiting. Otherwise, fairly standard insurance and very cheap. Reviewed on: 12th July 2019

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