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Matthew S

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Review of the PayPal, PayPal Credit:
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Great stuff!

5
Honestly, PayPal Credit has been a total lifesaver for my monthly budgeting. I originally signed up for a one-off tech purchase, but I’ve kept using it because the 4 months of 0% interest on anything over £99 is such a massive perk. It’s incredibly seamless—it just lives right inside my existing PayPal account, so there’s no digging for a physical card or dealing with a separate, clunky app. Being able to spread out the cost of bigger essentials without getting hit by inordinate amounts of interest is great. If you’re already using PayPal and want a bit more breathing room with your spending, it’s a complete no-brainer. Highly recommend! Reviewed on: 17th April 2026

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