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J J

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Review of the PayPal, PayPal Credit:

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Simple to use, great for higher value purchases

I've been using PayPal credit for a few years now. They've provided me with a very generous limit (I've probably not used even close to 20% of it so far) and repayment is done via direct debit. Normal repayment can be expensive and so I avoid it for small purchases, however, for purchases of above £100 it's my go-to service as there is 0% interest for 4 months, which is always more than enough to repay! Reviewed on: 18th April 2026

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