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Review of the Santander, 123 Credit Card:

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Great card with cash back on purchases

Over the past year I have been even more impressed with my Santander Cashback Credit Card. As well as the 1-3% cashback on purchases, they also have a feature called My Offers where you can choose retailers to get even more cashback from. In the last month I made about £10 back on my purchases! I have had no issues with the account at all, in fact the only negative I would say is that they won't increase my credit limit to the level that some other banks will. Communication for the account has been absolutely fine and I have received responses whenever I have sent queries by online messaging. Reviewed on: 1st September 2016

Review of the The Co-operative Bank, Current Account:

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Very poor service

I signed up for a current account with the Co-Op for the ethical side of things more than anything. However, it was not a pleasant process. I signed up online, didn't hear anything for weeks so decided to phone up and they had no record of my application. After applying again I did receive a pack in the post and got started with the account. Then when I wanted to withdraw money from the account they wanted to see ID!!! So I had to make an appointment to go into the branch who were not particularly friendly or helpful. When I did finally manage to get some cash out from the branch they said they could not give me a copy of my statement, not sure why! Reviewed on: 31st August 2015

Review of the Santander, 123 Credit Card:

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Get paid for using your credit card

I signed up for the Santander 123 cash back credit card a few months ago. I am an existing Santander customer and I could apply for the card easily from within internet banking. I was accepted with a nice credit limit. I was offered a 0% on purchase introductory offer, plus I get the cashback on purchases from the supermarket and on any fuel I buy. Every month my cashback gets reliably paid back onto my credit card, bringing my outstanding balance down. Great! Reviewed on: 31st August 2015

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