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Review of the StepChange, Debt advice:

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From treading water to making inroads

I had been struggling with debt for years, simply treading water and paying nothing off - just struggling to pay the interest. Then, I discovered StepChange. They made my options clear, guided me through the process and now I’m making real inroads into paying my debt. I’m not there yet, but I’m making process and have a much better relationship with money Reviewed on: 6th May 2026

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