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Review of the StepChange, Debt advice:

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Step Change - The best support you can get

A friend recommended Step Change to me when the loan and credit cards got on top of me. With the increasing interest rates, the monthly repayment have become unmanageable and I could not see the light at the end of tunnel. I was making higher payments than a minimum requirement but the total amount I have owed was not getting any lower. It is very embarrassing to admit a defeat and ask for help, however, it is the best decision I have made. They have helped me set up a payment plan and I can finally see there is a light at the end of tunnel now. I am pleased I can pay the full amount I have owed with more manageable repayments and cannot wait for the day, when I can finally say 'I am debt free'. Contacting Step Change is one of the best decisions I have ever made. Reviewed on: 6th May 2026

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