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Christopher M

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Review of the StepChange, Debt advice:

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Brilliant. Talk to Step Change Today.

After months struggling with spiralling debts I could never get a handle on, I faced reality and contacted Step Change. It wasn't easy, but they were straightforward, practical and non-judgemental. They guided me through Breathing Space, which gave me the time I needed to provide all the details required to set up a repayment plan I really could afford; and for the first time in a very long time, I was able to sleep and live without constant worry. Step Change helped me work out what I could afford to pay - leaving enough to still enjoy life a little and keep the car- then calculated a repayment plan which they presented to my creditors. From that point on, I simply continued to make payments to Step Change and they dealt with the debts. It's a difficult decision, but might be the best one you make. Two and a half years on, I've only four more payments to go and I'll be debt free, having cleared nearly £30k. I can't recommend Step Change highly enough. Reviewed on: 7th May 2026

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