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Review of the StepChange, Debt advice:

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They got me out of catalog debt trap

I had £7k debt across several catalog companies and the interest was crippling. StepChange were calm, kind and never judged me. They explained all my options and set up a Debt Management Plan. My creditors have frozen interest and I now pay one affordable amount each month. The phone calls and letters have stopped. If you’re lying awake worrying about catalog or store card debt, call them. It’s free and they actually care. Reviewed on: 8th May 2026

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