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Review of the Vanquis, Credit builder credit card:

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Vanquis and my personal growth

When I first took at my Vanquis credit card my credit rating was not exactly great. It was my first step in repairing my credit rating after years of frivolous spending and little care for money. The early days were, in all honesty, a bit hit and miss as breaking those bad habits was a lot more difficult than I anticipated. The Vanquis team were magnificent and slowly I got it together and have not missed a payment for years. In fact my credit rating is now excellent! People may say the interest rates are high but if you’re honest that says more about me than them. I still had my account as still use it albeit in a very controlled way. Within that there is some loyalty on my part, you helped me through the bad times so I’m not leaving now times are good Thank You Reviewed on: 20th May 2026

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