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Colette Kelly

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Review of the PayPal, PayPal Credit:

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My Go-To Payment Method for Years

I’ve been using PayPal for both online shopping and sending money to family for over five years, and it remains my absolute favourite way to pay online. The biggest selling point is the pure convenience. When I’m checking out on a website, I don't have to get up, find my wallet, and type in a 16-digit card number, expiration date, and CVV code. I just click the PayPal button, log in with face ID or a quick password, and the transaction is done in seconds. It completely removes the friction from online shopping. Beyond the speed, it gives me massive peace of mind. I love that I don't have to share my actual credit card details with dozens of smaller, random online retailers. PayPal acts as a secure shield between my banking info and the merchant. Plus, their Buyer Protection is a fantastic safety net—on the rare occasion a package didn't arrive and a seller went silent, PayPal stepped in and refunded my money seamlessly. The mobile app is clean and intuitive, making it incredibly simple to split a dinner bill with friends or send money instantly. If you value speed, security, and skipping the hassle of typing out card details every time you buy something, PayPal is still the gold standard. Reviewed on: 14th July 2026

Review of the PayPal, PayPal Credit:

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.interest rate

The internet rate is high for me Reviewed on: 17th June 2026

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