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Review of the StepChange, Debt advice:

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Wish I'd done it sooner!

Wish I'd done it sooner, feel so in control and can see an end to debt, which I didn't really before. Had manageable (ISH) debt as two income family then separated from spouse and was suddenly over indebted - same income having to maintain two houses. Spent a few years really struggling and being very creative consolidating and reworking things, but for all the effort that took I was just delaying the inevitable. I went into a manageable plan where everything gets paid off and am about 18 months away from completing it. Everyone gets paid in full and in the years I've been paying it just ticks over nicely, whereas before it was a constant stress. Only regret is not doing it 5 years earlier. Great way to get a true fresh start ! Reviewed on: 27th May 2026

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