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SWalt

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Review of the PayPal, PayPal Credit:

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Probably my favourite way to pay online.

Credit is reliable, rates are fair, and terms are excellent - allowing purchase of aspirational products through spreading costs without interest. The app platform is excellent and offers great additional benefits for choosing PayPal - such as cash back and discounts. Reviewed on: 8th July 2026

Review of the PayPal, PayPal Credit:

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0% period on initial purchases for the win

The 0% period on initial purchases are a great extension of the general PayPal offer but allow that extra flexibility for larger purchase to utilise a period of credit - keeping the overall interest down. The credit limit is generous but realistic. Reviewed on: 9th June 2026

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