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James Shaw

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Review of the PayPal, PayPal Credit:

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Great for those larger purchases

PayPal credit is great for when you don’t want to spend a large amount up front and you can spread the cost. I like to keep my money in savings accounts and use the 0% finance options meaning I can keep earning interest on the savings without any penalty. It’s even better when there are special deals with longer 0% options, such as buying though eBay. Reviewed on: 9th June 2026

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