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Lily

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Review of the PayPal, PayPal Credit:

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PayPal credit is extremely easy to use, simple to ap...

PayPal credit is extremely easy to use, simple to apply for, and customer service is great. I like that there is 0% interest up to a certain point, to give you time to pay back the credit in instalments. I also find the refund process easy, for example if you were to buy a few pairs of shoes to try on - the refund automatically goes back into your balance, so you don't need to pay for anything that you don't keep. Reviewed on: 9th June 2026

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