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Nathan J

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Review of the PayPal, PayPal Credit:

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PayPal Credit - AVOID

PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update even when you pay towards it which is confusing. You also get no reminders for when 0% APR offers end, as they want you to forget and be charged more. Cleared my credit card and will never be using it again. Reviewed on: 15th June 2026

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