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Steve P

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Review of the PayPal, PayPal Credit:

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Excellent financial backup with great 0% offer

I have used PayPal Credit to buy flights and some new kitchenware, and it has been incredibly useful. Taking advantage of the 0% interest for 4 months on purchases over £99 makes managing larger costs so much easier. Because I always paid on time, they automatically increased my credit limit, which was a nice bonus. It makes me feel really happy and secure knowing I have this financial backup available, especially since it doesn't cost me a penny extra as long as I repay within the 4 months. Highly recommend! Reviewed on: 6th July 2026

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