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Review of the PayPal, PayPal Credit:

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Easy to use service with options suited to budget

PayPal credit has given me freedom to chose from a variety of payment options that best suit me at the time. Whether it’s the pay in 3 that gives me that little extra time or whether it’s the credit version which has been a life saver for an unexpected necessary large purchase. The 4 months interest free on larger purchases saves some money even if I don’t pay the full balance off in that time period. The interest rate afterwards isn’t tiny but it’s definitely not the worst I’ve seen. I don’t use it all the time but when I do it’s been invaluable. It’s also very easy to use and the descriptions of each service are clear and easy to understand. Reviewed on: 6th July 2026

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