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Review of the PayPal, Pay in 3:

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There are pros but with cons too!

Pay in 3 concept definitely opens more doors of buying expensive products in a stress free way and was super easy to apply. However, Pay in 3 does get complicated if you only have your credit card linked as you are asked to link your Debit Card - all payments then get messed up and the app starts taking the payments from your Debit Card (not just the pay in 3). For me personally, that was stressful to unwind all of it and fix it forward so now I avoid using it! Reviewed on: 8th July 2026

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