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Emma Bee

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All reviews (5)

Review of the Monzo, Flex Credit Card:

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Monzo Flex is so simple and clear.

Monzo Flex is so simple and clear. The built in calculator clearly shows how each of the available payment options will affect how much you ultimately repay. For me the very best part is having a “pay in three” service within my own bank. I don’t have to sign up for a range of different services depending on who partners with each service provider. Just use my flex card and I’m away. Reviewed on: 15th January 2024

Review of the Monzo, Current Account:

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Managing money - simple and effective

Before opening my Monzo account I was in years of slowly accumulating debt. I found budgeting really tricky and was endlessly surprised by a subscription of direct debit. But now my debt are cleared and I’m saving money every month. Monzo makes my money so clear it’s changed my life. Reviewed on: 15th January 2024

Review of the Monzo, Current Account:

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Fixed my relationship with money

I had been in and out of my overdraft continuously since being given the facility at 18yrs old. I was never able to remember all the little things I would regularly spend money on and then waste that money on new shiny things. Within months of being at Monzo I left my overdraft and haven’t been back in it since. I’ve also paid off all my credit card debt and started some savings. Their algorithm and predictive spending calculations, combined with pots to keep allocated money safe, have changed my life. I can’t rate them highly enough. Reviewed on: 5th April 2023

Review of the Monzo, Current Account:

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Managing my money better - Finally out of my overdraft!

I may be particularly bad with money but almost every month of my adult life I have ended up dipping in to my overdraft. I would over-commit, forget about a direct debit or committed subscription, and buy too many shiny things. This led to every month ending in my overdraft. Some months were better than others but there was still a disappointing inevitability to it. I moved to Monzo two years ago and I genuinely haven't needed my overdraft since AND I've squirrel away some savings. The little spending algorithms are amazing and recognise my spending patterns better than me. I get such great intel on my spending that I can be a proper responsible adult. As a result my credit rating has greatly improved and I have nearly paid off all my unsecured debt. THANK YOU THANK YOU. Reviewed on: 14th April 2021

Review of the Monzo, Current Account:

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Revolutionised budgeting for me

Using Monzo has fundamentally changed how I interact with money. I am so much more in control of my spending and haven’t used my overdraft at all since making the switch. The instant transaction notifications have also saved me from potential fraud this week and after I froze my card and reported it I got a new card the very next day. Absolute hero’s. Reviewed on: 18th January 2020

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