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Review of the Admiral, Personal Loan:

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Scam

They advertise their personal loan on Experian (I have an excellent credit score and never missed a payment in my life) with 3% APR and I was on a guaranteed rate as per the description. They have completed the hard search on my account then told me that they can offer me a 50% APR rate.......So now, they destroyed my credit score probably for the next couple of months for nothing. I am not sure how this can be legal??? I do understand the difference between representative APR and personal, but don't tell me that somebody with a perfect credit history should expect an 50% APR on a personal loan. (Or if yes, please highlight it on experian too and don't make false promises) I have contacted the ombudsman as these scammers probably try to force people to use their services as after a hard search probably you have to go with their rate as you won't get another offer from lenders...... Reviewed on: 17th February 2020

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