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Katherine Hung

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Review of the American Express, Credit Card:

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American Express Cashback Card

I'm just a month shy of a year of using this card and I love it. I opened the card to take advantage of the 5% cashback for three months and this got my cashback off to a flying start. I've only ever had to call customer service once and they were very knowledgeable, understanding and efficient. Online banking is brilliant, does everything you need it to, it even shows pending transactions pretty much immediately so you know what to expect. I log on about once a week to check out the spending offers - they've had some brilliant ones that I've taken advantage of including statement credit for Amazon and the Post Office. I've only ever had two instances when AMEX wasn't accepted and this was at a local hairdressers and IKEA, other than that, it's a lot more widely accepted than people think! A brilliant card with great cashback and offers. Reviewed on: 24th December 2015

Review of the Post Office, Credit Card:

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Post Office Matched Credit Card

I've had this credit card for almost two months now and all seems to be going well. The online application was quick and simple, I was approved instantly and my card/PIN/online log-in details all arrived within a week and a half. The offer of 0% purchases for 27 months was the big draw for me although upon receiving the card, there was no mention of the 27-month 0% purchase period. It turns out that you have to make at least one purchase on the card within the first three months to receive the full 27 months, otherwise, you will receive the default 16 months. Admittedly, the online banking for the card is very, very basic - you can view your purchases, update personal details and that's about it! You can't pay your bill via the website, you have to pay via your current account - I had to set up direct debit details via my current account and manually pay every month. Reviewed on: 24th December 2015

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