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Lee Ritson

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All reviews (5)

Review of the Halifax, Current Account:

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no major issues

easy enough company to deal with, no problems with the account or the company Reviewed on: 4th April 2017

Review of the Halifax, Current Account:

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Easy to use

Never had an issue with halifax current account. Easy to use, multiple ways to access it (online, phone, branch) and no problem :) Reviewed on: 14th November 2016

Review of the Noddle, Credit Check:

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Free credit checking!

I discovered noddle a few months ago and it's amazing. Completely free to check your credit score with some premium features if you want them. Not necessary though as the basic package does the important things! Reviewed on: 21st April 2016

Review of the Barclaycard, Initial Credit Card:

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Easy to get in, annoying to get out

I had a barclaycard for a couple of years, initially got it for a balance transfer on an existing card with another bank. Unfortunately they didn't give me the full amount so while the amount on my barclaycard was minimal and interest free for 6 months, I was still paying a lot of interest on my other one so couldn't pay back as much as I wanted. The online banking was simple to use and very user friendly when it comes to paying off extra or setting up a direct debit. I couldn't fault that at all. Once the interest free period came around, they started increasing my limit every 6 months but I couldn't get the benefit of it as the 0% deal had expired and they refused to put it up during the initial 12 months. I eventually got a bank loan with another bank to consolidate my debts and trying to cancel this one was a massive pain. I couldn't do it online or in a branch, I had to do it over the phone. I was connected to a person completely devoid of any emotion. I said I wanted to cancel and then she started offering me all kinds of deals, I politely explained that the credit card had caused me nothing but financial difficulties and I wanted it completely cancelled. She kept throwing offers at me and ignoring the fact that I repeatedly said "there is absolutely nothing you can offer me to make me stay. Please cancel the card/account". After 5 minutes of her clearly reading from a script, she eventually cancelled. Whereas when I cancelled my halifax card, before she even offered me anything I just said "Please cancel it, it's caused me nothing but grief and I don't want another credit card again" and she laughed and said "no problem, i'll cancel that for you right away". Overall not a bad card but would have been nice for a bigger balance on the 0% deal and someone a bit nicer on the phone Reviewed on: 24th December 2015

Review of the Halifax, Reward Current Account:

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Free money, whats not to like?

I've had a halifax reward current account for a while and never had any major issues with it. The free £5 a month isn't bad considering you don't really need to do anything to get it apart from a minimum payment in and a couple of direct debits out. The basic overdraft fees aren't too bad (£1 a day if less than about £1800) but if you go over that, it increases to £2 a day or £3 a day.. obviously if you're needing to use that much of your overdraft, £90 a month in overdraft fees isn't going to help, but overall a good account. Reviewed on: 24th December 2015

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