BIssy's community profile page - Smart Money People

Write a review

Viewing profile for,

BIssy

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (1)

Review of the British Gas, Home Insurance:

View on product page

British Gas Home Insurance

BIG CON - Don't insure your kitchen appliances with this BRITISHGAS. Did you know that once your appliance is over 4years, you may get next to nothing? They say 30% of the cheapest 'like-for-like' of your old appliance that you get. So I had Zanussi integrated dishwasher (mid-range) level. It was bought for £449 at the time. All my kitchen appliances were Bosch or Zanussi (Mid-range).I took out a BGAS H/care. It started giving trouble after its 6th yr and BG took their time to... repair. I reported in February 2020, the technician sent couldn't understand its fault until I suggested looking at its plug fuse, he did but, after one wash it packed up again. I called the next day, he said he would have to get all the parts in as the diagnostics were difficult to determine. COVID19 arrived and we couldn't use our D/washer all through until I called in June '20. The sent someone to fit all new parts but, the plates weren't drying up. Another technician sent came and said he couldn't pull it out and not allowed. I got someone to unscrew and pull it out for a charge. Technician came again and said it's unrepairable and that the heating component in the washer was gone. So I were referred to the replacement team. I had to chase them up for that...Again! I kept getting the 'COVID 19' blame for bad service. It was stressful calling them. I got a quote for a new equipment but was told that since my machine model has depreciated in value and no longer exists, I'd get 30% of the lowest value in the same comparison of size. So as my exact model was no longer available, they would search for a brand likeness that was either available from John Lewis or AO.com. He found a Bosch which was £379 which means their contribution would be £113.70 and as it's integrated, Id need to pay the difference plus, the installation and removal of existing which amounts to £110.00. In short, why did I insure this damn equipment? Now, I called the next week to go ahead with this bad deal. The operator in the 'Item replacement team' who claims to be sub-contractors of BGAS now said she has to look it up again. She saw various and a 'Hotpoint' which she claims was a like-for-like that cost £279. I thought it was cheap and does not look like a likeness of our old one. She said when she compared it, it came up as a likeness hence, they are only going to pay £70 toward any D/washers we choose since they take the 30% at the cheapest available. I agreed but, asked what if it doesn't fulfil my purpose. She said once it arrives and installed and are not satisfied, we can call them and it would be removed and taken back for another. They came from AO without any notice and took away my old one, installed this wrapped equipment. As I opened it, I just saw that it was not a likeness in comparison. It was dead cheap in quality and not the same depth as my old Zanussi. I called the replacement team and was told it's too late 'its been installed'. They said that I should have told them immediately that dimension of the same was a priority. But, when you ask for a 'like for like', does that not mean the whole item should have the qualities and brand comparison as the last equipment? I was told that it was my responsibility to ensure that it was the exact same when the delivery men turned up with the wrapped package. So, I should have stood right there with the men with a tape measure. Compared the old equipment and measured the depth with all the dimensions myself. He said, I didn't tell them that the depth was a priority....If I did, they would have ensured I got one with the depth stipulated. I was told that they have no idea of the dimension of my old dishwasher so its my responsibility to make them aware. I was so upset because I am stuck with a cheap-ass Hotpoint dishwater that I feel like smashing into pieces because it's like a 'plastic toy'. My old Zanussi model was not an Entry level' model but a mid-range. This Hotpoint model is an entry level and it serves no real purpose for my household. Insurance of kitchen eqiup. is a CON. Reviewed on: 3rd November 2020

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.