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Llygodenfawr

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Review of the Jaja Finance, Credit Card:
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Surreal

1
Had PO credit card for years,low interest and fee free overseas.This was a MasterCard and the assurance was that TC would be honoured.Having had serious issues with Barclaycard buying up credit card account,I cleared the entire P.O. card balance before the takeover. I have been able to log in the app and have a card but......I won't be using it.It's now Visa so that's a change,my interest rate has gone up (apparently they have sectioned off PO customers into different levels/areas).I read the TC on the app and it seems the fee free overseas is not a certainty. I don't know what the advantages of this card are. The app selling point has been overtaken by others and there has been no effort to try and provide reasons to have the card. The stories online are disturbing,I can't see how easy it will be for a company to recover from such negativity. I have cancelled my P.O. direct debit and not opened one for Jaja.The card is unactivated in a drawer. Reading the company background online is quite interesting. In sum I won't be using it and my very best wishes to those enmeshed in this chaos.I hope the Ombudsman will be of some help. Reviewed on: 26th November 2020

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