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Alan Stephen Davies

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All reviews (10)

Review of the Kroo, Current account:

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Top Interest on a current account

How many of have a current account with a reserve of money in it earning little or no interest? Well that's a thing of the past with Kroo - a bank that pays a near top top interest rate (Currently 3.3%) on its current account. Reviewed on: 4th April 2023

Review of the Chase Bank, Current account:

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A wake call for the old traditional Banks

Despite being IT confident I had been somewhat reluctant to covert to phone based APP banking. Chase changed that for me. And to be offered 1% back on all card spending and get a linked savings account paying a great interest rate makes it unbeatable. Reviewed on: 20th March 2023

Review of the Nutmeg, Investments:

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Easypeasy investing

Click and go investing using an app on a mobile phone. Not the cheapest option amongst investment apps. You might look at Wealthify, but you probably won't be disappointed with nutmeg, who unlike some others, give feedback on market performance. Reviewed on: 29th January 2022

Review of the Wealthify, Stocks and Shares ISA:

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Surprisingly good

OK, the downside was a somewhat tedious procedure to ascertain by "risk" level for investing - especially when I have had investments with other providers for decades. And despite choosing what I thought were pretty risky options - it still put me in the middle risk group. The upside is that the APP works really nicely - and the investments have performed well - rather better than my investments arranged through a bank - and which charge me a lot more. So Yes, I like it. Reviewed on: 12th January 2022

Review of the Halifax, Investment Account:

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The worst place to throw away your money?

I have had a now stagnated ISA investment account for a good number of years which fortunately only has a few thousand in it. Its "supposed" to exceed various benchmark tracker funds by between 1% and 3% in various areas over any 3 year period. Not once has it managed that. In fact collectively the ISA hasn't met that for a single year never mind over 3 years. Even for the part that is supposed to be in a FTSE tracker is down 5% on the last 5 years compared to a published FTSE tracker. You'd be MUCH better off not paying them to manage it. Truly awful performance. No one seems to hold them to account. Reviewed on: 12th December 2020

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