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Review of the Plum, Easy access savings:

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Really good investment platform for beginners

I downloaded Plum on the basis that I needed to start saving up for a deposit on my first home, with a Stocks and Shares ISA being the best way to go for the amounts and frequency I was wanting to put money aside in savings. Plum makes it very easy for a beginner trader like myself, with full transparency on what funds you can invest in, a simple-to-understand view on how the funds have performed recently and of course plenty of warnings about capitol being at risk. The AI-based saving mechanism is also a handy feature for those that know they need to save but are not sure how much they should start saving considering their current spending habits. The only improvement that I would hope comes along is the times deposits to Plum itself, and further to actual investments, are processed. This is especially important for investments, as sometimes deposits to funds can take quite a while and an opportunity to invest at a market low could be missed. Overall a good app for beginners. I highly recommend! Reviewed on: 6th February 2021

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