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Babs Witter

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Review of the Zopa, Credit card:

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Second chance

My financial hardship started when my husband lost his job after 11 years, no financial payout, with too young children, l had to work full time, sorting our finances out, bank transfer which had just been introduced was the option chosen Given the year the financial chaos all sound great nothing to do the bank sort it, not mention in this bank transfer the facilities weren’t like for like, would be assessed after 6mths, the start of our financial nightmare, to try to replace my husband wage, payday loan, door step loan, where the new thing, shops apply on line, worked for a while, until paying back the interest was mid leading, financial ombudsman had to intervene, re mis sold credit, ppi. With all of the above issues, not a big amount of disposable income, poor credit status, would have no chance with the high street banks by checking online, came across Zopa think the add mentioned a card for the people, so l applied not expecting to be accepted, the result came back, no way l said £400 credit limit accept, this was my second chance to rebuild my credit score, which today plays such a big as to who will lend you money to improve your life, such a handy card, easy payments updates, tips to help save too. Thanks has made a difference Reviewed on: 17th March 2021

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