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Pedro Dos Santos

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Review of the PayPal, Pay in 3:

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A Simple Way to Spread the Cost

Pay in 3 is a great option for spreading the cost of larger purchases without feeling overwhelmed. The application process is quick, repayments are easy to track, and having no interest when payments are made on time makes it a convenient way to manage my budget. Reviewed on: 8th July 2026

Review of the PayPal, PayPal Credit:

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Reliable, Clear and There When I Need It Most

I've been using PayPal Credit since 2021, and it has consistently been one of the easiest and most reliable credit services I've used. The platform is very intuitive, with crystal-clear information that makes managing my account simple and stress-free. Statements always arrive on time, and the PDF documents are well organised and easy to understand. I'm also very happy with my available credit limit, which gives me flexibility when unexpected expenses come up. One feature I particularly appreciate is being able to rely on PayPal Credit when urgent travel plans arise, especially last-minute flights that need to be booked quickly. Reviewed on: 8th July 2026

Review of the Plum, Easy access savings:

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Highly recommended A.I. saving for you

I've been using Plum since 2020 and couldn't be more satisfied with the service provided, even not using the subscription options it offers. Trusting my bank account details to an A.I. system was initially a doubting challenge in my mind but after researching more about Plum I give it a go. I like the periodic feature of receiving an email every 6 month asking if I want to connect my bank account details again to the service and if I don't, I don't have to do anything, ignore the message and the service will stop. But because the system manages well my savings, I carry on even with the free and basic option that Plum offers. The A.I. system, analysis the money ins and outs in my bank account over a period and in a weekly basis, takes a conservative amount a side for savings, in a manner to keep your main account balance safe. Since I started, my savings balance is up 36.27% and I'm using the conservative option of the system. I split the weekly automatic deposit in the following order: 10% to a Cash Pocket and 90% in 3 Trust Funds. Last year, I had to withdraw funds for an emergency and the cash transfer took less than 12 hours to get the money in my bank account, however, the amount in the Trust Funds took a week but that's understandable considering that you don't pay any penalty or withdrawal fee like some banks do. Overall I'm satisfied with Plum and couldn't have better saving option than this. Reviewed on: 18th July 2023

Review of the Plum, Easy access savings:

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Best savings intuitive app

Plum is an excellent financial app that has truly revolutionized the way I save my money. I have been using Plum for a few years and I am extremely impressed with its ease of use and functionality. Reviewed on: 16th February 2023

Review of the Plum, Easy access savings:

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I stopped being skeptical about PLUM AI system

Fantastic app. Since August 2020 the results outperform my old savings account in the bank. PLUM helps me to save a lot money every month and makes more money with the ISA option. I was sceptic to allow an A.I. system to manage my savings, giving full access to my bank account details but it works fine! Its safe. My satisfaction was all fufill with the free features with the app. Reviewed on: 14th April 2021

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