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Amreen K

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Review of the Barclays, Student Additions Account:

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Good but room for improvement

My entire family banks with Barclays, so when I needed a bank account it was a no brainer. As I had just started university, barclays offered me the student additions account, this is an account for undergraduate students with comes with an overdraft of upto £2000. For students who want to access the maximum amount swiftly and easily, this may not suit you. You start with a £200 overdraft initially, any increase in this amount, or any increase thereafter requires you to go through an extensive form with a barclays associate examining your finances, asking questions about your spending habits and occasionally recent transactions. This allows for sensible spending, the idea that money is only accessible after you review your spending habits is a good idea but sometimes the process can appear to be very drawn out and a little patronising. Unlike other student accounts, Barclays as far as I'm aware in the five years I have banked with them, have never had a student offer for the account, unlike other banks which have offered various incentives. Reviewed on: 1st May 2016

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