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Ste Byatt

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Review of the Zopa, Current account:

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Zopa: Interesting accounts with interest.

Once set up excellent interest rates. A variety of savings options. Excellent app view of all accounts balances and interest rates.Rapid transfers between internal and external accounts. Good online response to queries. Reviewed on: 15th January 2026

Review of the RCI Bank, Freedom Savings Account:

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Great account competitive interest. Specialised so may limit some people.

I'm a long term fan of RCI. Competitive interest and transparent transactions. Great online access and customer support communications. It does what it claims. However, it can never be your sole bank account. It's limited to a single feed in and out account and there are many features missing like setting up direct debits, setting up future payment dates, paying multiple accounts and there also may be delays transfering money out at weekends. This is no problem if you want it as a stand alone savings pot with good interest and reasonably quick access. It does what it claims to do well. Reviewed on: 17th January 2022

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