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Review of the Zempler Bank (formerly Cashplus), Business account:

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Almost perfect for a new business startup

The biggest selling points for the Cashplus business account for me compared to many other free banks are: 1. Covered by the FSCS protection, many others are not. 2. It is a real bank, unlike some which pretend to be. 3. Has an app and online presence, not just an app on the phone. 4. Fast setup, with account number and sort code next day (I think) and mastercard soon to follow. 5. Integrates well with Freeagent for HMRC MTD compliance. The only real thing I would improve is for it to have 'pots' or sub accounts where you can hide away VAT and Corporation tax as they accrue - these go up really fast. Reviewed on: 26th March 2022

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