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Mark Stockdale

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Review of the Updraft, Personal Loan:

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Personalised, outside-of-the-box thinking

Great app to get a true view of credit balances, credit file etc, but the real value are what I would consider 'micro-consolidation' loans. They don't just take your credit rating under consideration (where if your credit card balance utilisation is high, you're pretty much in trouble), but other factors such as income, affordability etc.. And the good thing is, if you keep your account in good health, there's more opportunity down the line to go again. A great way to pay off more expensive credit card debt, with loans at lower %APR rates than most cards offer. Also an incredibly personal service, very quick to respond and even open to ideas/feedback to improve functionality!! Super friendly, helpful and outstandingly professional staff make UpDraft a great all-rounder. Highly recommended! Reviewed on: 2nd March 2022

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