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Sheli Barton

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Review of the HSBC Kinetic, Business account:

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Small business start up review

I was drawn towards Kinectic because it is app-based and offered a fast and efficient setup. I have been using it for around 8 months to date. Things I like: The format of the app is easy to use The overview screen gives cashflow insights at a glance The ability to categorise payments into sub sectors You can search for useful payees such as HMRC etc. Things which could be improved: It doesn't save payee details for my credit card so I have to input the long number every time I want to pay an amount off the balance - it's time consuming The partner benefits could be more varied, there is only 4 The benefits should be related to small startups and maybe they could partner with the federation of small businesses or web development/registration or virtual office support, for example. Reviewed on: 10th March 2022

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